Parent Direct PLUS

Loan Eligibility Requirements

  • U.S. Citizen or permanent resident
  • Be the parent of a dependent undergraduate student
  • Satisfactory credit history
  • Student and parent must have completed the FAFSA for that year.

Annual Limit

Cost of Attendance minus other financial aid you are receiving.

Interest Rate/Fees (

Source: U.S. Department of Education

Please note that in order to be considered for a Parent PLUS Loan, your parent must apply on-line at

Why Choose Us


of graduates employed within 12 months (2021 grads)


scholarship money awarded from the Mount Carmel Foundation in 2023


student-to-faculty ratio